Applying for Financial Aid/FAFSA
What is FAFSA?
The FAFSA (Free Application for Federal Student Aid) is the application used to collect information to determine your eligibility for a Federal PELL Grant, Federal Work Study, Direct Loans and other State and local funding sources. To ease the application process, familiarize yourself with the information listed below.
Open Applications
Available October 1 each year
SCHOOL YEAR for REQUESTING FUNDS |
Tax Information Needed |
| 2024-2025 School Year (Fall, Spring, Summer) | 2022 Taxes |
Navigating FAFSA
Select Links Below for Details
What information will be collected?
The FAFSA has four main sections of required information:
- General student information (name, SSN, DOB, etc.)
- Dependency Status (Dependent or Independent)
- Tax and income information about your parent if you are a dependent
- Tax and income Information about you, the student (and spouse, if applicable)
When and how do I fill out the FAFSA?
The FAFSA must be filled out every academic year. See Dates & Deadlines for more information. Apply online at studentaid.gov/fafsa.
What is the FSA ID?
Students, parents (if dependent) and borrowers are required to use an FSA ID, made up of a username and password, to access certain U.S. Department of Education websites. Your FSA ID is used to confirm your identity when accessing your financial aid information. Students/parents must set up an FSA ID to bring in information from the IRS and to sign and submit your FAFSA electronically. Students and parents must use different email addresses and phone numbers to set up FSA IDs. FSA ID's are created online at studentaid.gov/fsa-id.
How do I know if I am a dependent or independent student?
Most students who are under the age of 24 that are not married and do not have a child that they support more than 50% are considered dependent students. Even if you live on your own, fully support yourself and file your own taxes, the federal government still considers you a dependent student. If you feel there may be extenuating circumstances that will qualify you to file your FAFSA as an independent student, please come visit with the Financial Aid Office.
Dates and Deadlines
Midland College has set priority dates for students applying for federal aid. If all paperwork is submitted by a priority date then all financial aid for which they qualify will be processed and applied by the first day of class.
- Fall - July 1st
- Spring - October 1st
- Summer - March 1st
NOTE: Students enrolled Less-Than-Half-Time are eligible to receive 25% of their PELL Grant only. Other grants and work study programs require Half-Time Enrollment.
Enrollment Intensity Percentages
| Credit Hours | Enrollment Status (2023-2024) |
Enrollment Intensity (New) |
| 12 (or more) | Full-Time (100%) | 100% |
| 11 | Three-Quarter Time (75%) | 92% |
| 10 | 83% | |
| 9 | 75% | |
| 8 | Half-Time (50%) | 67% |
| 7 | 58% | |
| 6 | 50% | |
| 5 | Less-Than-Half Time (25%) | 42% |
| 4 | 33% | |
| 3 | 25% | |
| 2 | 17% | |
| 1 | 8% |
*Formula: Credit Hours ÷ 12 x 100 = Pell Eligibility % for term
To be eligible for federal financial aid, you must:
- Be a US Citizen or eligible non-citizen:
Eligible non-citizen Information - Have a demonstrated financial need
- Have graduated high school from an accredited institution/program, final high school transcript with graduation date or GED certificate
- Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program
- Have a valid Social Security Number
- Make Satisfactory Academic Progress
- Not owe a refund on a federal grant or be in default on a federal education loan
NOTE: Students who are attending another institution and receiving federal financial aid will not be eligible to receive federal aid at Midland College. Federal regulations require that students seek a degree or certificate at the institution they are requesting federal aid from.
After FAFSA, What's Next?
Financial Aid Notification Timeline
After your FAFSA is processed, it takes 2 to 4 weeks for our office to import the information into our system and determine if additional documentation is needed to complete your file. Once processed and eligibility is determined, you will receive an email from the Financial Aid Office. The notification email will be sent to your Midland College email. If one has not been assigned, it will be sent to the email provided on your FAFSA application.
Financial Aid Portal Login Instructions
Click the link below and enter your Social Security Number (SSN) and password.
First time to access the Financial Aid portal?
Click the "First Time User" link located under the Submit button and when prompted, enter your SSN to activate your account.
Unable to activate your account?
Until a FAFSA is received, you will not be able to access the financial aid portal.
Need a Portal Password Reset? Submit the request below.
Financial Aid Portal Reset Request
Still having trouble?
Email us at finaid@midland.edu for assistance.
Actions to TAke in Financial Aid Portal
- Review Document Status
- Review Awards
- Apply for Direct Student Loans
- Accept/Decline Loan Awards for the current academic year (if applicable).*
*If awarded federal and/or state grants, the financial aid office automatically accepts the awards on the students behalf. However, students who apply for and are awarded federal direct loans must accept/decline the awards in the Financial Aid Portal. Failure to accept will result in a balance on your account, and removal from courses on scheduled non-pay drop dates.
Federal Verification Process
We are pleased to announce we have established a partnership with Inceptia to expedite the federal verification process for Midland College. Verification Gateway (VG) from Inceptia is an online portal to guide students and parents through verification.
If your FAFSA application is selected for verification by the U.S Department of Education, you will receive an email from VGCS@inceptia.org, or postcard from Inceptia, containing Midland College’s unique website link to start the verification process.
We encourage you to begin the verification process within 7 days of receiving notification from Verification Gateway to ensure you receive your financial aid in time for payments. Failure to complete the verification process could result in the delay or denial of your financial aid.
Follow these steps to complete your verification
- Access our school’s unique website link in the email from VGCS@inceptia.org or listed below
- Create your account and choose preferences for text messages and e-signatures
- Complete your Task List
- Confirm your signature and review your information
- Sign your account
* If you are a dependent student, your parent also needs to create their own account and complete each of these steps.
Verification Gateway Links and Deadlines for Midland College
Deadline for submitting these documents is August 1
Questions about the verification process?
Contact Inceptia, Monday through Friday 8 am – 7 pm Central at (888) 374-8427, or VGCS@inceptia.org.
About Inceptia
Inceptia, a division of National Student Loan Program (NSLP), is a nonprofit organization committed to offering effective and uncomplicated solutions in financial aid management, default prevention, and financial education. Our mission is to support schools as they launch brilliant futures for students, armed with the knowledge to become financially responsible citizens. Learn more at Inceptia.org.
The U.S. Department of Education now flags students who have attended multiple colleges/universities in the last four academic years prior to the current one. The Midland College Financial Aid Department must verify enrollment, as well as the receipt of federal Pell Grants and/or Direct Loans at all of these institutions.
Students flagged for Unusual Enrollment history must sign and return the Unusual Enrollment History form below and provide official transcripts from all colleges or universities. If you are unable to obtain official transcripts, grade reports or unofficial transcripts may be used as a last resort. If your official transcripts are already on file with Midland, you are not required to provide them again.
If you did not earn any academic credit at one of the institutions attended, an explanation and supporting documentation, if relevant, must be provided. Failure to provide supporting documentation may result in your request being denied.
| Unusual Enrollment History Form 2024-25 |
Helpful FAFSA Videos
How to Create FSA ID and Password
How to fill out the FAFSA?
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How to Regain Access to your FSA ID
Determining Dependency Status
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Apply to MC Now
Thank you for choosing Midland College! If you are here to collect a few credits, take courses to transfer, or here to start a new career, we welcome you.