Benefits
Benefits Provided at No Cost to Full-time Faculty & Staff
- Medical Coverage
- Dental Coverage
- Optional Life up to 2x annual salary; reducing at certain ages
- Short-Term Disability
- Long-Term Disability
Optional benefits are available at group rates. Dependent coverage is optional and employee is responsible for the premiums. Dependent eligibility is subject to occasional audits by ERS or designee.
Medical Plans
ERS offers MC employees a choice between HealthSelect and Consumer-Directed HealthSelect which is a high-deductible plan; both plans administered by BlueCross Blue Shield of Texas.
HealthSelect of Texas
(800) 252-8039
Consumer Directed HealthSelect Plan
(800) 252-8039
Prescription Drug Benefits - effective 1/1/2024
Express Scripts
You can access your Prescription ID Card with the Express Scripts Mobile App.
Express Scripts Mobile App
24/7 Nurseline
Toll-free Nurseline at (800) 581-0368. If you're not sure where to go for care or
you have medical questions, call the 24/7 Nurseline. Registered nurses are available
to answer your questions any time, any day of the year.
Vision Plan
Your health plan covers some vision and eye health services, including an eye exam and treatment for eye diseases. State of Texas Vision offers an allowance on the cost of eyeglasses or contact lenses, as well as discounts for LASIK.
State of Texas Vision
Administered by EyeMed
(844) 949-2170
Dental Plans
Employees have a choice of two dental insurance plans. Employees can only enroll in one of the two dental plans. Members and dependents must be enrolled in the same plan.
How to Access Dental ID Card (pdf)
State of Texas Dental Choice Plan (PPO)
Administered by Delta Dental
(888) 818-7925
Two networks to choose from:
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- Delta Dental PPO
Dentists in this network typically charge less for covered services, and you will get the most savings.
- Delta Dental PPO
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- Delta Dental Premier
Dentists in this network may charge more for covered services than dentists in the PPO network. Services are covered at the same coinsurance, but you typically won’t save as much with a Premier dentist as you would with a PPO dentist.
- Delta Dental Premier
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DeltaCare USA (DHMO)
Administered by Delta Dental
(888) 818-7925
You must visit a DeltaCare USA network dentist to receive benefits under the DHMO plan.
Other Benefit Plans
Optional Term Life Insurance
Administered by Securian
May purchase up to four times your annual salary (up to a maximum of $400,000).
(866) 293-6047
Dependent Term Life Insurance
Administered by Securian
(866) 293-6047
Voluntary Accidental Death & Dismemberment Insurance
Administered by Securian
May elect coverage between $10,000 and $200,000 for yourself or yourself and eligible
family members.
(866) 293-6047
Short-Term & Long-Term Disability Insurance
Administered by ReedGroup
The Texas Income Protection PlanSM (TIPP) offers short and long-term disability insurance
to eligible employees. This coverage is not available to family members or retirees.
(855) 604-6230
TexFlex Flexible Spending Accounts (FSAs)
Administered by Inspira Financial™
Health Care and Dependent Day Care FSA's allow employees to set aside, through payroll
deduction, up to maximum limits (pre-tax) per year for eligible expenses.
(866) 353-9839
AFLAC Plans
Employees have a choice of several products that each have a variety of levels within
each. A few available plans are Cancer, Critical Illness, and Hospital insurance.
Contact our authorized agents:
Drew Potter, District Sales Coordinator
(432) 614-6709
anthony_potter@us.aflac.com
Amanda Potter, Regional Sales Coordinator
(432) 687-3991
amanda_mccann@us.aflac.com